Make Monitoring Your Finances Easier With These 5 Apps

It seems that one of the biggest roadblocks when it comes to monitoring your finances seems to be what tool you should use. There are so many options out there. And while many of them are similar each one has its own unique spin on financial management and organization.

Over the years while looking for the tools that work best for me and my finances I’ve researched several and tried a few. So I’m gonna share my list of the top five apps so you can find the one that works best for you.

(This information is not meant to be financial advice and is just for educational purposes. This post may include affiliate links. Should you click an affiliate link and make a purchase I may receive a small commission at no extra cost to you.)

1. Personal Capital

I’ve been testing Personal Capital for a while now and really like it. While it may seem similar to Mint there are some key differences. The main one being is that Personal Capital seems more geared for people who have multiple investments and want to track their overall financial picture versus just their budget.

I like that once you link your accounts Personal Capital automatically creates a budget for you using your spending over the past few months. So there’s a lot less manual upkeep that you need to do with Personal Capital. If you have multiple investment accounts and want to get a better view of your overall financial picture then Personal Capital is a great choice.

2. Mint
If you’re just getting started with budgeting and getting your finances organized Mint is a great site to start with. After my budget got more complicated I moved from my Excel sheet to Mint.

Mint is a free tool you can use to create a budget and track your spending by linking your credit card and bank accounts. And if you overspend in a particular area, Mint will alert you so you can then make adjustments to your budget.

2. Clarity Money
This app is a bit more than your average personal finance management app. In addition to giving an overall view of your finances, this app also lets you open up a new savings account. Plus Clarity Money helps you cancel and lower bills and find a lower credit card rate.

5 financial management apps |

4. Acorns
If you’re looking to dip your toe into investing, Acorns could be a good option. This app helps you to invest your spare change. All you do is connect your cards to the app and make your everyday purchases like normal. Acorns will then round those purchases up to the nearest dollar and invest the difference in accounts you designate.

5. Every Dollar
This app is similar to Mint but it takes less work to get set up because a budget template is already set up when you first sign up. All you have to do is add in your income and expense amounts. The interface is pretty clean and easy to use. The kicker is you can only sync up your bank accounts in the paid version.

Bonus: Your Bank

Many banks have stepped up their game in the last few years and are providing financial management tools to their customers. These financial tools allow you to aggregate all of your financial accounts into their platform. By using your bank you can cut down on the number of logins you need to review and manage your finances.

Have you ever used any of these financial tools? What was your experience?


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